Special Introductory Rate

Enjoy an introductory Annual Percentage Rate (APR) of only 1.89% for six months when you apply for a new VISA card from Midwest Family Federal Credit Union. After that, the introductory APR will revert to the regular APR of 9%, 11.5%, or 14%, as stated on your application.

Whether you make purchases online, out of state, or around town, use the credit card that keeps your money local! Midwest Family Federal Credit Union offers an excellent VISA credit card packed with extras at a low fixed annual percentage rate (APR).

No annual fee. No hidden charges. Visa is the most accepted type of credit card worldwide.

There are a lot of options when it comes to credit cards, but our VISA credit card offers special savings that traditional cards sent in the mail do not. Those cards usually have steep costs hidden in the fine print, such as excessive fees and interest rates that increase suddenly.

Visit the Visa Extras’s Website.


  • Low fixed rate (Risk based lending will be used to determine your specific rate.)
  • No annual fee
  • Travel Accident and Baggage Delay Insurance, see Disclosure
  • 25-day grace period for repayment for balance of purchases
  • CURewards – earn points towards your choice of rewards big or small
  • Cash advances available to members at merchants nationwide.
    • Easy, no-hassle payment options:

    • Automatic payment from Midwest Family Federal Credit Union share (savings) or draft (checking) account
    • Transfer payments through online banking (Perfect Teller)
    • In person as part of your regular banking ritual
    • VISA online access

    • Make your credit card payments online
    • Check your credit card account balance
    • View statements (current and 2 previous)
    • Choose to receive e-statements
    • Create and print remittance stubs
    • Make member service inquiries via email
  • VISA Security Program: layers upon layers of protection

To apply, fill out and return the simple application to Midwest Family FCU, PO Box 48, Portage, IN 46368, visit us in person, or call us at (219) 763-5640.

Important Phone Numbers

  • Lost/Stolen ATM/Visa Debit Card – (800) 523-4175
  • Visa Credit Card Customer Service – (855) 541-8160
  • Lost/Stolen Visa Credit Card – (800) 449-7728
  • Other Inquiries – (219) 763-5640
  • After Hours – (888) 241-2510
  • Belgium: 0800-11-766
  • Canada: 800-654-7728
  • France: 0800-90-1615
  • Germany: 0130810002
  • Guam: 800-654-7728
  • Italy: 800-897-089
  • Japan: 0531-11-1727
  • Mexico: 00-1-800-336-7728
  • Panama: 00-1-800-111-0038
  • Philippines: 1800-1-111-9081
  • Spain: 900-99-1164
  • United Kingdom: 0-800897330
  • Visa Collect Number: 303-967-1096 when toll-free numbers are not accessible

Remember, our credit union is not-for-profit. The earnings we make don’t pay executive bonuses – they are returned to our members in the form of lower loan rates, higher deposit rates, and other services and benefits. Using our VISA is good for your bottom line, the other members of The Family, and your community in which we invest. In every way, this is a GOOD CREDIT CARD!